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About Us

Our Official Website

Charles Varga
First Vice President/Manager

Mona McGrury
Vice President/Manager.

Our F&M Team

Bank Entrance

Personal & Business Banking

Personal Banking 
That's truly Personal.
For some banks" personal attention" is merely a slogan.  For F&M it's a way of life.  Generations of families bank with us because we get to know our customers and attend to their individual banking needs with care sound ideas.  Discover F&M Personal Banking and see what we can do for you.

Business Banking
To help you achieve Your Mission.
F&M bank has built our business banking service on fast action and creative thinking from responsive and experienced people who give you the financial solutions you need for today and for the future.  Let us you how  to create a long-term financial partnership that helps you maximize cash flow, manage debt, and build your business.

Loans

Consumer Loans
Home loans, auto loans, lines of credit and more.
Imagine it. Then do it.  At F&M, we've developed a foolproof system to determine when a customer and a loan are a perfect fit: our people.  Our experienced loan officers ca assess your needs and make a decision fast, without needless delays.  It's One-Stop Lending, and it's one of the things that makes F&M different. We'll work with you to build flexible and creative lending solutions that meet your needs, both today and tomorrow.

Business Loans
Loans that fuel dreams.
Your business loan should be unique as your business.  Your Farmers & Merchants Loan Officer has the power to custom-tailor and quickly approve a loan that meets your specialized needs.  It's one of the thing that make F&M a little better.

Mortgage Loans
Make your dream a reality.
There are many reasons to borrow from F&M. One of them is the care you get.  F&M Home Mortgage has a variety of rates, terms, and financing options to meet your needs.  We've developed a foolproof system to determine when a customer and a home loan are a perfect fit.  At F&M, our goal is to answer your questions, provide a seamless application process, and get you a quick loan decision.  F&M will help you become an informed buyer, so you can better choose a mortgage that will meet your needs today and tomorrow.

For more information ask our staff at our San Clemente branch.

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